A time-tested process

Our principals, Lane and Marty Kerns, utilize a dynamic approach to asset allocation that has proven effective in both bull and bear markets, reducing risk over the long run. Theirs is an active, hands-on money management approach, not the usual buy-and-hold method that leaves you exposed to the full volatility of the markets.

When you don’t experience big losses, you don’t have to take big risks trying to “make it all back.” Moreover, you reach a point in life when you can’t afford to risk the wealth you’ve built. That’s why our active style of risk-managed investing makes sense.

Adjusting risk for greater return

In investing, there is a relationship between risk and return. Many people approach retirement with too much risk in their portfolio, and their investment performance fluctuates dramatically. Others have portfolios that are too risk-averse; consequently, their returns are so low that they can’t keep up with inflation, or even worse, they run out of money.

By managing that level of risk, Kerns Capital Management can help you plan to realize more consistent returns for improved asset growth and a higher standard of living in retirement.

Many of our clients are moving – or have already moved – from the wealth accumulation phase to the wealth preservation phase. Managing risk is a prime concern. It is a focus of our investment management.

A fee based solution makes sense

Notably, Kerns Capital Management is fee-based, not commission-driven. We don’t get paid to make trades, so when we do make trades, you don’t have to wonder whose problem we are solving. The only way we can grow the firm’s income is to grow your account.

Does this sound like a wise way to manage assets? We think it is. We enjoy showing our clients the potential of our investment management approach and they enjoy seeing what it can do for them. We invite you to learn more. Simply call or e-mail our office today.

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