How Much Money Will it Take To Retire With a Safe Income?

Numerous studies have shown that in order not to outlive your net worth while maintaining an income that keeps up with inflation you must NOT spend more than 4% of your portfolio annually or your chances of outliving your income increase!

In other words, for each million dollars you have, you can only take an amount of $40,000 per year (in today’s dollars)!

All of the studies assume a Buy-and-Hold strategy of investing.  This means you buy something and hold it forever.  You take what the market gives you -- you ride it up AND you ride it down.  This would mean that in 2000-2001 you would have lost most of what you had gained during the late 1990s.  What if you could take most of the market growth and eliminate much of the market decline?

With the proper risk management and investment process, you can!  Not only can you grow your money with more certainty, you can potentially have up to 75% more annual income from your portfolio during retirement!

Our Risk Management system and asset selection process is designed (and has historically delivered) to allow our clients to retire with a safer income.  The following steps will explain how.  Let’s examine the power of compound earnings.

Continue to: The Power of Compound Earnings

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